Home Buying Tips

 

How I Can Help You Buy a Home

Happy Couple
Whether it’s your first home or if you’re an experienced buyer, purchasing a home is a complex process.
By working with me, you’ll find a home in the neighborhood where you want to live,
one that fits your budget and meets your goals for features, quality and value.
Once you’ve found the home that’s right for you, I will guide you through the process of making an offer;
negotiating the terms of the sale; getting your potential purchase inspected, repaired and appraised; and closing the sale.

 

 

When you work with me, you will:

  • Be more likely to find the home that meets all your criteria
  • Lessen the amount of time it will take to find your home
  • Understand all the terms, processes and documents used when buying your home
  • Have up-to-date market information that will allow you to make informed decisions
  • Have a skilled negotiator working on your behalf, one who is committed to looking after your best interests
  • Enjoy peace of mind, knowing that all the details of your purchase are being taken care of by an experienced and knowledgeable professional

 

Click here to read the “10 Commandments Every Home Buyer Should Follow.

Here is a Buyer’s Guide  for more useful information.

Looking for more tips & information on home buying?

Here are a series of articles from my newsletters!

( Click here to join my bi-monthly newsletter & receive more articles on a variety of topics)

 

4 Reasons to Consider Buying a Home in the Off-Season   Is This Your Situation: Thinking About Buying a Fixer-Upper?
As a home buyer, you can optimize your home buying if you move forward with your search during the off-season of where you wish to live. In very hot climates, the off-season will be during the summer, while in most other parts of the country, it would be during the winter months. Here are a few reasons you may want to consider buying your home out of season. When you want to own a home but are priced out of the market, one option is to seek out an old home that needs a bit of work. But do you have the time, skill and patience to do the work? Click through to weigh the pluses and minuses of a fixer-upper.
A Home Can Be of Greater Value Near Good Shopping   Loan Estimate and Closing Disclosure: Key Docs
How close is your home to specialty grocery stores? It matters. Click through to see how home values can appreciate if the house is near a Trader Joe’s, Whole Foods or Aldi — desirable shopping destinations. Buying a home and applying for a mortgage loan might be the biggest financial move you ever make. The closing estimate and closing disclosure forms provide key financial info for you. Click through to learn how to make sure of these essential documents.
Appraising the Situation: Why the Home Appraisal Matters   Surveys: What Are the Differences and Why Do They Matter?
Whether you’re buying a home or refinancing your existing mortgage, your lender will order an appraisal. Click through to find out why an appraisal is important and what it means for your long-term plans. What are the differences in surveys and why do they matter? Here are some links to articles that explain types of surveys and the PROS and CONS of each. Surveys DO matter. They matter to your lender, your title company, and to YOU.
Buying Your First House?   The Ins and Outs of ARM Loans
Owning your own home has been part of the American Dream for years. Click through for some advice on how to make that dream come true. An ARM loan is a bit more complicated than a traditional one. Click through to make sure you understand what you’re signing up for.
CLUE Reports Give Buyers Confidence About a Property   The Ins and Outs of Title Insurance
An acronym for Comprehensive Loss Underwriting Exchange, C.L.U.E. reports are windows into past insurance claims. They can be invaluable when you’re thinking of buying a home. Click through to learn about how you can use the reports as an indicator that speaks to the quality of the property you’re thinking about acquiring. Title insurance is one of the lesser known requirements for closing on a new home. Click through to make sure that you understand what title insurance is, how a policy can protect you and your lender, and when you can purchase it.
Does It Always Make Sense To Put Down 20% on Your Home Purchase?   Want a Mortgage? Here’s the Paperwork You Need
The biggest barrier to entry for new homeowners is saving up the down payment, but sometimes a smaller down payment can make sense. Click through to learn when and why to pay less money down. It probably won’t surprise you to learn that applying for a mortgage involves a lot of forms and filing. But actually, if you have the right information on hand, you could face less paperwork than you might expect. Click through to find out what you’ll need to do.
Don’t Make These 6 Mistakes as a First-Time Home Buyer   What Kind of Mortgage Is Best for You?
Experience will be your best ally when it comes to avoiding pitfalls when buying your first home. We are here to help you avoid these most common mistakes. Ready to begin your search as you start the process of buying a home? The first step is to think about the many different types of mortgages and make a decision about which of these options is the best one for you. Click through for an overview of the financing options that are available to you and your situation.
Here’s How Title Insurance Protects Your Home   When Figuring Mortgage Costs, Don’t Forget Property Taxes, Insurance
Buying a home means being confronted by a barrage of unfamiliar financial terms. Title insurance is one of the strangest and most nuanced. Click through to learn what you need to know about title insurance. When you purchase a house, it’s important to make sure you can afford the monthly costs involved with homeownership. Click through for a quick guide to calculating those costs.
Is This Your Situation: Incorrect Data on Your Credit Report?   Wondering What a Title Company Can Do for Your New Home’s Closing?
Did the bank just run your credit report for a mortgage and find something you feel is a mistake? Click through to reveal ways to fix that error. You will have a lot to worry about before you close on your new home, but a title company can help to ease this burden. They will be able to take care of a lot of paperwork and background checks on your behalf. Click through to learn 4 more reasons that a title company is necessary for your home’s closing.